Terms of Use

The Terms of Service set forth below (the "Terms") govern your use of this website on the World Wide Web (the "Site") and are legally binding on you. If you do not agree with any of these Terms, do not access or otherwise use this Site or any information contained on the Site. Your use of the Site shall be deemed to be your agreement to abide by each of the Terms set forth below.

ObjectiveOne LLC provides "The User" with access to its content, resources, education, tools for communication, public forums, commerce platforms, and other services through its network of websites, "The Service". ObjectiveOne LLC provides its service to the user, subject to the following Terms of Service.

ObjectiveOne LLC is not responsible for providing you access facilities or equipment (in any form) to its service. You, "The User", also understand and agree that "The Service" may include advertisements and sponsorships and that these are necessary for ObjectiveOne LLC to provide "The Service". You also understand and agree that ObjectiveOne LLC makes no submission about the suitability, reliability, availability, timeliness, and accuracy of the information, products, services and related graphics contained within "The Service" for any purpose. "The Service" is provided "as is" without warranty of any kind. ObjectiveOne LLC hereby disclaims all warranties and conditions with regard to "The Service".

This Agreement contains a binding arbitration agreement. These Terms affect your legal rights, including an agreement to resolve disputes that may arise between us by arbitration on an individual basis instead of by class actions or jury trials. As a condition of using this Site, you agree that any disputes pertaining to information presented herein and use of the Site shall be resolved through binding arbitration and not in a court. You have the right to opt-out of our agreement to arbitrate.

UNDER NO CIRCUMSTANCES IS OBJECTIVEONE LLC ADVERTISING, OFFERING OR SELLING CREDIT REPAIR SERVICES THROUGH THIS WEBSITE OR ANY OTHER MEANS. By visiting and using this website you expressly agree that you will not accept, interpret, listen to, receive, be influenced by or act upon any information, audio, video, or other communication, that may — in your understanding or interpretation — relate to credit repair, credit services or credit score. You acknowledge and agree that such are not the services offered, advertised, sold or communicated by ObjectiveOne LLC, and you expressly release ObjectiveOne LLC from any liability, allegations, and claims relating thereto.

ObjectiveOne LLC is firmly committed to making its programs and services available to all individuals for whom those programs are suitable and does not tolerate discriminatory practices in connection with those programs and services. Accordingly, it is the policy of ObjectiveOne LLC to ensure equal opportunity and access to its programs and services without discrimination on the basis of race, color, religion, sex, marital status, citizenship, national origin, or ancestry.

ObjectiveOne LLC reserves the right to change any of the terms, conditions, and notices under which "The Services" are offered. You are responsible for regularly reviewing these Terms of Service, including changes/modifications if any incorporated by us from time to time. Your continued use of "The Service" constitutes your agreement to all such terms, conditions, and notices.

ObjectiveOne LLC reserves the right to modify or discontinue, temporarily or permanently, "The Service" (or any part of "The Service") with or without notice to "The User" at any time and from time to time. "The User" agrees that ObjectiveOne LLC shall not be liable to "The User" or any third party for any modification or discontinuance of the Service.

"The Service" may include e-mail services, message boards, chat areas, newsgroups, forums, communities and/or other message or communication facilities designed to enable you to communicate with others (collectively, "Tools for Communication"). You agree to use the Tools for Communication only to post, send and receive messages and material that are proper and, when applicable, related to the particular tool for Communication. You also hereby agree that you shall not make use of "The Service" for any commercial purpose, including reselling and/or co-branding/private labeling.

As a condition of your use of "The Service" you, "The User", agree to provide: (a) true, accurate, current and complete information about yourself as required by "The Service's" registration form (such data being the "Registration Information, and Retainer Agreement"); (b) maintain and promptly update the Registration Information to keep it accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete, ObjectiveOne LLC has the right to terminate the user account and refuse any and all current or future use of "The Service".

Usage Obligations

As a condition of your use of "The Service" you will not use "The Service" for any illegal purposes. You will be solely responsible for the contents of transmissions made by you through "The Service". You agree not to use "The Service" to:

• Obstruct or hinder the use and enjoyment of "The Service" by other Users;
• Violate any applicable local, state, national, and international laws and regulations;
• Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity;
• Interfere with or disrupt "The Service" or servers or networks connected to "The Service";
• Transmit or otherwise make available any material in connection with surveys, chain letters, junk e-mail, spamming, contests, pyramid schemes, or any duplicative or unsolicited messages;
• Upload, post, e-mail, transmit or otherwise make available any content that is unlawful, damaging, intimidating, hostile, offensive, harassing, defamatory, improper, obscene, vulgar, or invasive of another's privacy;
• Upload files that contain viruses, worms, corrupted files or any other similar software or programs designed to disrupt, damage or limit the operation of any computer or telecommunications equipment;
• "Stalk" or otherwise harass other users; collect or store personal data about other users;
• Advertise, promote or offer to sell or buy any goods or services for any business purpose unless "The Service" specifically allows such messages or transactions;
• Reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any portion, use or access of "The Service";
• Violate the Fair Credit Reporting Act, the Fair Debt Collection Practices Act or any other law; or
• Conduct any activity that would aid or assist terrorism or related activity or would endanger U.S. military personnel.

ObjectiveOne LLC has no obligation to observe and monitor "The Service". However, ObjectiveOne LLC reserves the right to review materials posted and to remove any material/s, and to terminate your access to any or all of "The Services", at any time, without notice, for any reason whatsoever.

As part of "The Service's" registration process you will provide us with current, complete and accurate information. You are responsible for maintaining the confidentiality of your account and password and for all activities that occur under your account. You agree to notify ObjectiveOne LLC immediately of any unauthorized use of your account or any other breach of security. ObjectiveOne LLC cannot and will not be liable for any loss or damage arising from your failure to comply with this obligation.

All content, trademarks, logos, and service marks displayed on the Site are the property of ObjectiveOne LLC or their respective owners. Nothing on this Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on the Site without prior written permission. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information obtained from this Site without express written permission.

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, OBJECTIVEONE LLC DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. OBJECTIVEONE LLC DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT DEFECTS WILL BE CORRECTED.

UNDER NO CIRCUMSTANCES SHALL OBJECTIVEONE LLC BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICE.

The Site may contain links to third-party websites and services, including participating lenders. ObjectiveOne LLC is not a lender or creditor and does not act as a loan broker or a credit services organization. ObjectiveOne LLC merely performs research related to its network of lenders and refers you to participating lenders with whom you then deal directly. We do not endorse any participating lender or broker and will not charge you for referring you to a participating lender. For details, questions, or concerns concerning the specifics of a particular loan offer, please contact the relevant lender.

By entering your contact information onto ObjectiveOneLoans.com you expressly request to receive information via telephone call, email and text/SMS message (including through the use of an automatic telephone dialing system or artificial/prerecorded voice, SMS or MMS (text) messages, even if your telephone number(s) is/are currently listed on any state, federal or corporate Do Not Call list). Consent is not a requirement to purchasing the goods or services that ObjectiveOne LLC is offering. Standard text message rates and cellular data charges apply. You may opt-out by replying "stop" to any message that you receive.

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions. You agree to submit to the personal jurisdiction of the courts located within New Castle County, Delaware for the purpose of litigating all such claims or losses, except to the extent the binding arbitration provision above applies.

If you have any questions about these Terms, you may contact us by email at support@objectiveoneloans.com.