Privacy Policy

At ObjectiveOne LLC (hereinafter "Objective One Loans" or "OOL"), we take our ethical responsibilities and your privacy seriously by recognizing that your privacy is important. We have a strong commitment to providing excellent service to all our customers and visitors to this Website, including respecting your concerns about privacy. This on-line Privacy Policy discloses how we collect personal information, the types of personal information we receive and collect, our use of current and former consumer information about, as well as the steps that we take to safeguard your information. If you use this site you explicitly agree to the terms and conditions of the Privacy Policy in effect at the time of your use.

Agreement to this Privacy Policy: By using this website, you consent to this Privacy Policy, including your consent to our use and disclosure of information about you in the manner described herein.

This website does not collect personally identifiable information from your computer when you browse this website and request pages from our servers. This means that, unless you voluntarily and knowingly provide us with personally identifiable information, we will not know your name, your email address, or any other personally identifiable information. Objective One Loans servers automatically record non-personally identifiable information when you visit our website or use some of our products. When you request a page from our website, our servers log the information provided in the HTTP request header including the IP number, the date and time of the request, the URL of your request, the language used, the browser type and any other information that is provided in the HTTP header. We collect the HTTP request header information in order to make our website function correctly and provide you the functionality that you see on this website.

When we need to collect personally identifiable information from you to execute the requested transaction or provide you with a particular service, we will ask you to voluntarily supply us with the information we need. We will ask you for information such as, but not limited to: name, address, telephone number, email address, and demographic information (such as income level and gender) to process your submission.

This information may be collected from, but not limited to, the following sources:

• Our communications with you, including information obtained when you register for Objective One Loans service or otherwise volunteer information, such as your income, assets you possess, and account payment history;
• Your transactions with us, our affiliates, or others;
• Outside companies, such as consumer reporting agencies, to evaluate your creditworthiness and credit history;
• Public sources, such as bankruptcy records and real estate records.

We may disclose a consumer's personally identifiable information in order to effect or carry out any transaction that you have requested of us or as necessary to complete our contractual obligations with you. The personal information collected on this site and by third parties will be used to operate the site and to provide the services or products or carry out the transactions you have requested or authorized.

Objective One Loans may share your personal information with its own affiliates and nonaffiliated third parties as provided below. However, SMS opt-in data and consent will not be shared between our affiliates nor with any nonaffiliated third parties.

We may provide your information to nonaffiliated third-party service providers who perform certain functions on our behalf. When we share your information with service providers, we require the security and confidentiality of your information as well as limiting their use of the information to reasonably carry out their work with us, including to comply with applicable state and federal laws. We may share your personal information with the following nonaffiliated third parties:

• Financial services companies for marketing purposes as permitted by law. As noted above, however, SMS opt-in data and consent will not be shared.
• Auditors, examiners, law enforcement.
• Credit reporting agencies.

Objective One Loans may also share aggregated information that does not identify you, the consumer, with outside companies. "Aggregated Information" refers to information Objective One Loans gathers by aggregating non-personally identifiable information to provide summaries of use of the website. Such information is not linked to the consumer's personal information.

By entering your contact information on our website and opting in, as applicable, you expressly request to receive information via telephone call, email and text/SMS message (including through the use of an automatic telephone dialing system or artificial/prerecorded voice, SMS or MMS (text) messages, even if your telephone number(s) is/are currently listed on any state, federal or corporate Do Not Call list). By providing us with your mobile number and opting-in, you give ObjectiveOne LLC permission to send you account-related text messages, like payment reminders and notifications, in conjunction with the services you have requested. Consent is not a requirement to purchase the goods or services that Objective One Loans is offering. Message and Data rates apply. Message frequency will vary.

Clients

• Number of messages will vary by account.
• Message and data rates may apply.
• To opt-out, text STOP to any text message we send you. An opt-out confirmation message will be sent back to you.
• To request support, text HELP to any text message we send you or email us at inquiries@objectiveoneloans.com.
• If your handset does not support MMS, any MMS messages sent may be delivered as SMS messages.
• Wireless carriers are not liable for undelivered or delayed messages.

Text messaging originator opt-in data and consent information will not be shared with any third parties.

We offer you choices when we ask for personal information, whenever reasonably possible. We provide you the opportunity to 'opt-out' of having your personally identifiable information used for certain purposes when we ask for this information. You may decline to provide personal information to us and/or refuse cookies in your browser, although some of our features or services may not function properly as a result.

If you no longer wish to receive our newsletter and promotional communications, you may opt-out of receiving them by following the instructions included in each newsletter or communication or by emailing or calling us. Such consent may be withdrawn by calling the telephone number provided below or in writing/email sent to our customer service department:

Email: support@objectiveoneloans.com Telephone: 1-888-479-9411

We require the use of outside companies, other third parties, to provide certain services including clerical and information processing and shipping services. When you sign up for our services, we will share only as much information as is necessary for the provision of those services. We require these third parties to maintain the confidentiality of the information and to restrict the use of the information to the purposes for which it was shared.

We maintain physical, electronic, and procedural safeguards designed to protect your personal information. We use encryption protocols (such as TLS/SSL) to protect your information during transmission. Access to personal information is restricted to authorized personnel who need it to perform their job functions. However, no method of transmission over the Internet, or method of electronic storage, is 100% secure, and we cannot guarantee absolute security.

We retain your personal information for as long as your account is active or as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements. When your information is no longer needed, we will delete it or anonymize it in accordance with applicable law.

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us so we can delete it.

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. You are advised to review this Privacy Policy periodically for any changes. Your continued use of the Site after any changes constitutes acceptance of the new Privacy Policy.

If you have any questions about this Privacy Policy, you may contact us by email at support@objectiveoneloans.com or by calling 1-888-479-9411.