GLBA Privacy Notice

ObjectiveOne LLC ("we," "us," or "our") is providing this Privacy Notice pursuant to Title V of the Gramm-Leach-Bliley Act ("GLBA") and its implementing regulations (Regulation P). This notice describes our policies and practices regarding the collection, use, and disclosure of nonpublic personal information about consumers and customers who obtain or have obtained a financial product or service from us for personal, family, or household purposes.

"Nonpublic personal information" means information about you that we collect in connection with providing a financial product or service to you that is not publicly available. Nonpublic personal information includes information we receive from you on applications or other forms, such as your name, address, social security number, income, and assets, as well as information about your transactions with us, our affiliates, or others, such as your account balances and payment history.

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms, such as your name, address, telephone number, email, social security number, income, and employment information;
• Information about your transactions with us, our affiliates, or others, such as your account balances and payment history; and
• Information we receive from consumer reporting agencies, such as your creditworthiness and credit history.

We do not disclose nonpublic personal information about our consumers or customers to nonaffiliated third parties, except as permitted or required by law. We may disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law in the following circumstances:

• To provide you with the products or services you have requested;
• To protect against or prevent fraud, unauthorized transactions, claims, or other liability;
• To comply with legal, regulatory, or governmental requirements;
• To respond to judicial process or government requests; and
• To persons or entities acting on our behalf, such as service providers who assist us in providing products or services to you, subject to confidentiality obligations.

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

We may share nonpublic personal information about you with our affiliates in accordance with applicable law. Our affiliates include companies that are related to us by common ownership or control, and may include financial service providers. We may share information about our transactions and experiences with you with our affiliates in order to provide you with products and services that may be of interest to you.

We may disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law. We do not share nonpublic personal information with nonaffiliated third parties for them to use for their own marketing purposes, except as permitted by law and as described in this notice. SMS opt-in data and consent will not be shared with any nonaffiliated third parties.

If you prefer that we do not disclose nonpublic personal information about you to nonaffiliated third parties (other than as permitted by law), you may opt out of such disclosure by:

• Emailing us at support@objectiveoneloans.com with the subject line "Opt Out"; or
• Writing to us at: 300 Delaware Ave Ste 210-652 Wilmington, DE 19801.

If you opt out, we will not share nonpublic personal information about you with nonaffiliated third parties except as permitted by law. Your opt-out request will be processed within a reasonable time after we receive it.

If you have any questions about this GLBA Privacy Notice, you may contact us by email at support@objectiveoneloans.com.